How does OANDA Europe Limited hold my money?

Firms like OANDA Europe Limited are required to separate client money from their own resources. This means that OANDA Europe Limited is not allowed to use these monies for any of its business activities. Client money is ring-fenced and held in trust accounts, to ensure that it is protected in the unlikely event that OANDA Europe Limited becomes insolvent. OANDA Europe Limited is authorised and regulated by the Financial Conduct Authority (FCA). The FCA has strict regulatory requirements, known as the client money rules (found in the FCA Client Assets Sourcebook – CASS), which govern exactly what can be done with client money and how it must be done.