Which deposit methods are available to fund my account?
Minimum deposit Maximum deposit Average processing time Our fees
None $20,000 USD per calendar month Immediate No fees

  • If you are making a deposit via a debit card, the card must be one-time verified if not verified previously.

  • To verify your card, you must create a card profile.

  • Your bank may charge you a service fee.

  • Clients from Puerto Rico cannot deposit using cards.

  • We accept only Visa or Mastercard debit cards.

  • We do not accept prepaid cards.

  • We do not accept deposits from certain card providers, including Wise, Revolut, and Robinhood. While you may be able to create a card profile, deposits using unsupported cards will be rejected. Ensure you use a supported card to avoid issues.

  • If you have previously deposited funds using unsupported cards, you can still withdraw funds back to those cards.
Minimum deposit Maximum deposit Average processing time Our fees
None $50,000 USD per deposit. No limit on the number of deposits. Immediate for Instant ACH starting at 50% of the requested deposit amount for transfers equal to or less than $1000. Up to 6 business days for regular ACH processing. For more details, click here. No fees

  • You can transfer funds from one account to another only if the funds are fully settled. Instant ACH credits cannot be transferred.

  • Instant ACH is available on all sub-accounts except the spot crypto sub-account.

  • Your bank may charge you a service fee.

Minimum deposit Maximum deposit Average processing time Our fees
None None One to three business days for domestic wire transfers. Up to five business days for international wire transfers. No fees

Notes:

  • When you choose the wire transfer method of deposit in the HUB , you get on-screen instructions for the transfer.
  • OANDA cannot accept payments from third parties. Please ensure that the name on the originating account matches the name on your OANDA account. If you want to receive funds from a third party you need to set up a joint account with that party.
  • All deposit limits are based on United States calendar months, Universal Time Coordinated.
  • Direct deposits by checks or cash are not accepted.
  • Your bank may charge you a service fee.

No, you cannot deposit cryptocurrencies directly in your spot crypto account. You can only deposit funds.