Which deposit methods are available to fund my account with OANDA Corporation
Depositing by debit cards: What should I know?
Minimum deposit | Maximum deposit | Average processing time | Our fees |
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None | $20,000 USD per calendar month | Immediate | No fees |
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If you are making a deposit via a debit card, the card must be one-time verified if not verified previously.
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To verify your card , a card profile needs to be set up.
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Your bank may charge you a service fee.
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Clients from Puerto Rico cannot deposit using cards.
Depositing by Automated Clearing House (ACH) - with instant credit: what should I know?
Minimum deposit | Maximum deposit | Average processing time | Our fees |
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None | $50,000 USD per deposit. No limit on the number of deposits. | Immediate for Instant ACH starting at 50% of the requested deposit amount for transfers equal to or less than $1000. Up to 6 business days for regular ACH processing. For more details, click here. | No fees |
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You can transfer funds from one account to another only if the funds are fully settled. Instant ACH credits cannot be transferred.
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Instant ACH is available on all sub-accounts except the spot crypto sub-account.
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Your bank may charge you a service fee.
Depositing by wire transfer: what should I know?
Minimum deposit | Maximum deposit | Average processing time | Our fees |
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None | None | One to three business days for domestic wire transfers. Up to five business days for international wire transfers. | No fees |
Notes:
- When you choose the wire transfer method of deposit in the HUB , you get on-screen instructions for the transfer.
- OANDA cannot accept payments from third parties. Please ensure that the name on the originating account matches the name on your OANDA account. If you want to receive funds from a third party you need to set up a joint account with that party.
- All deposit limits are based on United States calendar months, Universal Time Coordinated.
- Direct deposits by checks or cash are not accepted.
- Your bank may charge you a service fee.
Can I fund my spot crypto account with cryptos from an external wallet?
No, you cannot deposit cryptocurrencies directly in your spot crypto account. You can only deposit funds.